Personal Contract Hire

Personal Contract Hire can be tailored to suit an individual’s personal circumstance. It offers the security and piece of mind of predictable and regular monthly payments which cover all the major costs normally associated with running a car. A large initial capital outlay is not required, and worries over maintenance costs and end of contract vehicle value are negated. There are negotiable mileage terms and initial line rental requirements, with regular equal payments taken by direct debit until the end of the contract.

At the end of the contract period, if the car is in good condition and within agreed mileage, the car is simply handed back to us, leaving the individual free to take out an agreement on their next car. The only requirements are that they arrange their own fully comprehensive insurance, pay for their own fuel and keep the vehicle topped up with oil and in s good condition.

Personal Contract Hire is available with or without maintenance and VAT is payable on the rental.

How Does It Work?

Using our fleet purchasing power, we source the vehicle of your choice and deliver free of charge. You will have decided previously on the deposit you wish to pay, and the length of the contract. We then fix an agreed future value which is guaranteed, subject to mileage and good condition, and your monthly payment is calculated accordingly. It’s very flexible and we think the cost options will pleasantly surprise you. At the end of the contract you simply choose a new vehicle (no trade-in hassles) or pay the agreed final payment to own the car outright.

The Benefits

  • Significant tax advantages
  • Choose any make. We’ll source and deliver free of charge
  • Enjoy a new car every two or three years
  • Low deposit
  • Low fixed monthly payment
  • Contract length and mileage tailored to your specific requirements
  • Maintenance and breakdown options available
  • GAP insurance and early termination insurance available
  • The chance to own the car at the end of your contract
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